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Credit Application

Terms and conditions for Galaxy & Co. gift card competition.

You can apply for credit online, but no online purchases can be made with the Galaxy & Co. Store Card. 

The Galaxy & Co. Card has great benefits:

  • Flexible budget plans of 12, 24 or 36 months for credit limits of R600 or more. 
  • Affordable monthly instalments
  • Immediate shopping on approval
  • Exclusive offers and promotions


Customer Protection insurance for your peace of mind.

The customer protection insurance covers you for:

  • Death Cover (covers your outstanding balance up to R10 000) 
  • Permanent Disability Cover (covers your outstanding balance up R10 000) 
  • Temporary Disability Cover (covers up to 6 months instalments if permanently employed and up to 12 months instalments if self-employed)  
  • Retrenchment Cover (covers up to 6 months instalments if you are permanently employed)

To see if you qualify SMS Galaxy to 48542

To qualify for the Galaxy & Co. store card you must:

  • Be 18 years or older
  • Have a valid SA ID
  • Be employed and earn more than R1000 per month
  • Bring your latest 3 months' payslips or bank statements